This charming well-maintained cottage is perfectly situated in the western part of the Magical Catskill Mountains. Minutes from skiing, swimming, hiking, and everything the Catskills has to offer! Dry Brook Creek is directly across the road and you can hear and see the babbling brook all year long! Cottage boasts hardwood floors throughout, eat in kitchen, and a brite large living room. There is a large shed in the back to store all your outdoor toys. A nice backyard for BBQing and entertaining. The partially finished walk out lower level is 448 square feet and not included in the total square footage. It makes a great recreation/family room and potentially enough space for another bedroom. The quaint town of Arkville offers many mom and pop shops with a small town feel. With the east branch of the Delaware River and the Papacton Reservoir minutes away get your fishing gear ready because this is some of the best fishing in NYS! The house has been lovingly maintained for 20 years and now is ready for new owners. Makes for a great short term rental or full time living.
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $162 | $162 | $162 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,422 | $1,385 | $1,802 |
Total Monthly Payment | $1,659 | $1,622 | $2,039 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.