Conveniently located with no step entry this two bedroom co-op in Garth Essex has central A/C, laundry on every floor and one of the shortest wait lists for indoor parking. The eat-in kitchen has has Silestone counters, custom white cabinet and a window for fresh air. Both bedrooms are strategically located away from the oversized living room for added privacy. The living room has parquet floors, a wall of windows with Western courtyard views and opens to the "L" shaped dining area. Close to Scarsdale Village and Garth Road's restaurant Row, Westchester's newest dining hot spots, recently recognized in the Michelin Guide. Scarsdale Metro North train is close by and only 33 minutes to GCT. Free permit parking for Garth Rd, Grayrock Rd and resident lot. As a resident you are entitled to join the Town's Lake Isle Park, that features golf, 8 Tennis courts and swimming pools including an Olympic Pool with eight racing lanes. Enjoy the Bronx River Trail - walking and biking!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,041 |
Total Monthly Payment | $1,712 | $1,670 | $2,116 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.