Nestled in the esteemed Heritage Harbor community in Lutz, this home is surrounded by beautifully landscaped grounds with a serene wooded area in the back. A paver driveway, a private mailbox w/coach light, and a 2-car garage with coach lights enhance curb appeal. Built by Lennar in 2003, the Willow floor plan has been meticulously cared for by its original owners. The grand portico entrance is framed by stately columns leading into an inviting entryway. A glass front door, flanked by sidelights and transom window above floods the foyer, living, and dining areas with natural light. Hardwood floors with tile in wet areas are features throughout the 2053 sq ft of living space. The heart of the home is the kitchen, showcasing raised panel wood cabinets with soft close doors and drawers, Corian counters, subway tile backsplash, a suite of appliances, and a double porcelain sink beneath a window. A center kitchen island has additional cabinets. Adjoining is the café area that includes a built-in display hutch. The open concept floor plan connects the family room to the kitchen. Double sliding glass doors lead to the screened lanai which offers peaceful views of the backyard and tranquil wooded area beyond. The primary suite has vaulted ceilings, a walk-in closet and separate sitting area perfect for use as a nursery or office. The ensuite bath features Quartz countertops, dual sinks, a stunning seamless glass walk-in shower with 12x24” tile extending to the ceiling and contrasting Listello pattern, and a private water closet. The split bedroom floor plan offers generously sized bedrooms 2 and 3 with ample closet space. Bedroom 3 includes a wall-length elegant bookcase with decora trim and crown molding. Elegant Bath 2 has a tub, double vanity with undermount sinks and Quartz counters. Entering the home from the garage, you’ll pass through the laundry room, equipped with a Quartz-topped sink base cabinet, additional cabinetry above the washer/dryer. Additional features include new can lights, smoke/carbon monoxide alarms, electrostatic air purification system, UV light on HVAC, Kinetico water system with UV light. Top-rated schools McKitrick, Martinez, STEINBRENNER! Residents of Heritage Harbor have access to an array of amenities, including an 11, 000 sq ft clubhouse, the new restaurant and bar – Bogey’s Tavern and Grill, a fitness center, locker rooms, library, and activity center. The community also features resort-style amenities such as an Olympic-sized pool with a 3-story twisting water slide, a rollerblade rink, 4 tennis courts, basketball court, playground, bocce ball court, sand volleyball court, bike paths, and driving range. Heritage Harbor is a public golfing community with an Azinger-Lewis designed 18-hole par 72, 6, 900-yard course that winds through scenic trees, water, and marshes, offering a challenging experience for golfers. And also offers a pro shop. Centrally located with convenient access to the Veterans Expressway, commuting to Downtown Tampa, Tampa International Airport, Tampa Riverwalk, Channelside, and Sports Arenas is quick and easy. Additionally, the Shops at Wiregrass, Tampa Premium Outlets, and other shopping, dining, and entertainment options are just minutes away, with nearby SR-54, Lutz Lake Fern, and Dale Mabry Highway providing further convenience to St. Joseph’s Hospital North and other medical facilities. Don’t delay, schedule your private showing today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $382 | $382 | $382 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,430 | $2,430 | $3,160 |
Total Monthly Payment | $2,887 | $2,887 | $3,617 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.