Welcome to your new residence, a meticulously maintained two-bedroom, one-bath sanctuary situated in a peaceful neighborhood just moments away from the highway, providing convenient access to both downtown Saint Pete and Tampa. The seller has spared no expense in outfitting this haven with top-of-the-line amenities, such as new Mitsubishi ductless heating and cooling systems, upgraded electrical features, and a stackable Samsung washer and dryer. Cooking enthusiasts will undoubtedly find great satisfaction in using the gas stove. Step outside into the backyard, where a private oasis awaits, enticing you to indulge in the pleasures of grilling, gardening, and luxuriating in the warm embrace of the sun. Immerse yourself in the vibrant downtown lifestyle, with the Tampa Bay Rays just minutes away from your front door. For those seeking outdoor adventures, the lively Saint Petersburg area offers an abundance of opportunities for biking and kayaking, waiting to be discovered. Make sure you reach out to the city regarding the construction of a primary residence on the property, with this existing one serving as the accessory dwelling unit. Given the house's location on the property, it would be wise to confirm the necessary regulations and guidelines. No lowball offers, Seller is FIRM on the price.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,999 | $239,999 | $239,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $288 | $288 | $288 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,595 | $2,024 |
Total Monthly Payment | $1,960 | $1,958 | $2,387 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.