Stunning 3/2/2 SALTWATER FRONT home with rich METAL ROOF in convenient Murdock location has immediate ambience with custom curb appeal and extensive list of upgraded decorator accents within. Captivating Tuscany style, open air arched entryway allows for a serene garden like experience, leading into a screened front patio and most elegant double leaded glass doors and authentic formal foyer. Prepare to fall in love with rich luxury vinyl plank floors throughout, or enjoy either of the two spacious living areas with abundant light from the pairs of sliders direct to the oversized back screened lanai. SEPERATE dining room too! The kitchen is nothing short of SPECTACULAR with top grade granite countertops, GAS STOVE plus adjustable arm POT FILLER, soft close REAL WOOD custom raised panel cabinets with several glass accented fronts, LUSH WATERFALL EDGE breakfast bar, dazzling teal glass subway tile backsplash, convenient pass through, floating shelves, and newer stainless appliances are sure to delight any connoisseur. This split plan has a large zen style master bedroom with private patio access, oversized walk in closet plus an exceptional ensuite master bath with modern luxury GROHE fittings , impressive vanity with lighted glass mirror and a spa-like shower also boasts beauty and space. Two guest bedrooms are well appointed with deep closets, upgraded fans and share a luxurious bathroom with exceptional upgraded cabinetry and custom tile work. The inside laundry room is adorned with extra counter space that could double as a coffee area, beautiful front loaders plus nice cabinetry. THE BACK SCREENED PATIO overlooking the saltwater oasis is made for entertaining and starry nights, good morning coffees. . . IT HAS A FULL SPA to bask in, outside TV, bar area with closed cupboard storage for easy serving, so easy to bring the outside in with pocketing sliders and outside fans to add to saltwater cross breezes. . . yes also ROOM FOR A POOL! BRING YOUR BOAT and your fishing poles, there is also a dock with electric and water hookups. New electric panel, new ac, accordion hurricane shutters, PLUS NO FLOOD INSURANCE REQUIRED, elevation is at 13 feet! Lot next door is also available to purchase from same seller if you desire extra privacy. . Located only minutes to beaches, the Punta Gorda airport, specialty dining, medical, golf courses, SunSeekers Resort, boutique shopping and offers extra easy to avoid the traffic of 41 through the convenient Edgewater cut throughs. Great location and wonderful waterway awaits in this slice of Floridas paradise found. Don't delay, schedule your appointment today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,992 | $479,992 | $479,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $330 | $330 | $330 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,916 | $2,916 | $3,793 |
Total Monthly Payment | $3,338 | $3,338 | $4,215 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.