We had no storm damage or standing water on our property or on our street during hurricane Helene. We are open to possible trades or 1031 exchanges with your beach property. Our home was extensively renovated during 2023-2024 meticulously planned and professionally completed. The location is amazing. Treasure Island beach is 2. 8 miles away. The property does not require flood insurance since it is in FEMA Zone X, evacuation group D with a low risk factor 1 out of 10. If you are active, The Pinellas Trail, Azalea Rec Center and Walter Fuller Rec Center are blocks away from the home and have pickle ball, tennis, racketball, swimming, free outdoor gym, soccer, baseball, softball, football, basketball, paved walk path, dog park and a disc golf course. Azalea Middle and Elementary are both less than 5 minutes away. The public dock and boat ramp are a few minutes drive. We have felt fortunate to have locally owned and operated mechanics, food mart, salons, dog grooming, gym, restaurants and more down the street. There is a large variety of shopping and restaurant options within minutes of the home. The area is unique with modern convenience and old world charm, history and character, like wild peacocks, book exchanges, brick streets, plant exchanges, taverns and the Native American Ceremonial mounds at Jungle Prada Park. The home has great natural light provided by new windows, two new sliding glass doors and two sky lights. There is a large screened in back porch (264 sq/ft) and a side screened in porch (180 sq/ft) that are perfect for entertaining, or relaxing. The house has 1, 170 sq/ft of heated and cooled space with additional covered exterior space of 530 sq/ft for a total of 1, 700 sq/ft. The house is on a corner lot with room for a pool. The new vinyl privacy fence and gates were planned and installed in 2023 with a pool in mind. The fence has a single gate and a double gate with space to park a vehicle, boat or RV inside the fence. The backyard has a warm glow from the automatic programmable outdoor lighting that provides great ambiance for entertaining and for relaxing. Here are highlights of the renovation. Upgraded to 200 amp electrical service with new electrical panel and wiring in 2023 with cost of 10k. New central air conditioning and heating system with brand new ductwork in 2023 with a cost of over 15k. New master bath was created and both existing bathrooms were fully remodeled in 2023. New custom hurricane impact resistant sliding glass doors and windows installed in 2023 with 30k cost. New butcher block counters and dining table, tile backsplash and wallpaper in 2023. New sink with all new valves, drain and dishwasher lines in 2023. New interior doors, interior trim, paint, ceiling fans and flooring in 2023. New stainless steel appliances including refrigerator, dishwasher, stove and microwave in 2023. New washer, dryer and water heater in 2023. Blown in fiberglass insulation in the attic in 2024. The attic has two overhead lights and has a 42 sq/ft deck for added storage space. New aluminum soffit and aluminum soffit vents in 2024. Home exterior was painted in 2024 and the shed exteriors were painted in 2023. The property has two large aluminum (no rust) sheds with solid floors. 16x8 ft and 7x5 ft. The roof was replaced in 2018. Sewer pipes and clean outs were inspected and work as they should. The home is on city water and also has a new well pump and irrigation system installed in 2024. Thanks for looking!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $38 | $38 | $38 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,269 | $3,185 | $4,109 |
Total Monthly Payment | $3,399 | $3,315 | $4,239 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.