Seller to contribute $5, 000 to buyers closing costs and prepaids with an acceptable contract.
Welcome to your dream family home, where modern renovations meet serene lakeside living! This stunning single-family residence boasts 3 bedrooms, 2 bathrooms, and a spacious layout perfect for families looking to plant roots in the charming Jacksonville area. Freshly painted inside and out, this home gleams with contemporary style, featuring new luxury vinyl plank flooring that sweeps throughout the inviting spaces.
The heart of the home, a brand-new kitchen, awaits your culinary adventures, complete with sleek finishes and state-of-the-art appliances. Both bathrooms shine with updated vanities, fixtures, and a chic aesthetic. Brightened by new lighting packages, every corner of this abode exudes warmth and welcome. Enjoy the peace of mind that comes with a comprehensive 2-10 seller's home warranty and a 2-10 certified, 2021 HVAC system. With repiping to CPVC and vaulted ceilings adding to the allure, this home doesn't just meet needs; it captivates desires.
Outside, the view of the tranquil lake sets a picturesque scene for family life. A voluntary HOA reflects the neighborhood's pride of ownership, and with a 2-car garage, your new home is not only beautiful but practical too. Don't miss out on this meticulously renovated gem; it's ready for you to make memories in!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$389,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $370 | $370 | $370 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,972 | $1,895 | $2,528 |
Total Monthly Payment | $2,417 | $2,340 | $2,973 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.