This beautifully updated 2-bedroom plus den residence in the picturesque Isla Key offers stunning water views. From your balcony, you can immerse yourself in the natural beauty of swaying palm trees and the shimmering waters of Boca Ciega Bay. The main living areas feature attractive new luxury vinyl plank flooring that seamlessly extends to the seaside balcony. The modern kitchen is equipped with elegant granite countertops, under and over cabinet lighting, an appliance garage, and a built-in desk. The bright and airy master suite boasts a wall of hurricane-rated windows that provide a view of the tropical landscape and water. The updated master bathroom includes dual sinks, a spacious shower, and a walk-in closet. Guests will enjoy a private suite complete with an updated bathroom, walk-in closet, and lovely views of the front fountains. This expansive floor plan also includes an additional den or small third bedroom. Additional features of this condominium comprise a new tankless hot water system installed in 2023, hurricane-rated windows in the guest suite, an outdoor storage closet, and convenient parking space #90. Isla Key is beautifully landscaped and boasts one of the largest seaside pools in the area. Additional amenities include private tennis and pickleball courts, kayak storage, and a spa. Located adjacent to Isla Del Sol, which features a championship 18-hole golf course, clubhouse, fitness center, tennis courts, and marina, Isla Key is just minutes away from the Gulf Beaches and Fort DeSoto Park. The Pinellas Bike Trail runs directly in front of the complex, providing access to extensive biking and walking trails throughout Pinellas County. It is only a 15-minute drive to downtown St. Petersburg, known for its museums and fine dining, and 25 minutes to Tampa International Airport.
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Our Executive Mortgage Banker:
Our Insurance Division:
$635,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $508,000 | $508,000 | $508,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,380 | $3,376 | $4,284 |
Total Monthly Payment | $3,834 | $3,830 | $4,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.