Under contract-accepting backup offers. Nestled harmoniously beside nature, this home offers a perfect blend of comfort, functionality, and spacious living. Its charm is evident from the moment you approach, complemented by lush landscaping that enhances its overall appeal. Step inside to experience the welcoming atmosphere of the spacious living room, boasting cathedral ceilings and luxurious vinyl planking throughout. The home features a formal dining room, an eat-in area, and a thoughtfully designed kitchen with ample storage, including convenient pull-out drawers in the pantry. The split floor plan layout offers nicely sized bedrooms, and the large master suite is a retreat of its own with walk-in closets, dual sinks, and a walk-in shower. Step outside, and you'll discover a charming outdoor space with secluded views of trees. Oh, let’s not forget to mention NO FLOOD ZONE!!! **This property has so much to offer and open to all types of financing, including FHA, VA, and USDA. It is also eligible for the Florida Hometown Heroes Down Payment Assistance Program. Lender will give buyer 1% rate buy down at no cost tohe buyer. . . ask
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,580 | $1,580 | $2,055 |
Total Monthly Payment | $1,809 | $1,809 | $2,284 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.