Seller is willing to make buyer concession with offer. Single-family home in Odessa, FL, HILLSBOROUGH COUNTY, offers the perfect combination of tranquility and convenience. Built in 1979, block home with 3 bedrooms and 2 full bathrooms. Large laundry room with built in closet and washer and dryer. Master bedroom with walk in closet and sliding glass doors to the patio. Master bathroom with ceiling heat lamp and electrical wall remote for controlling shower commands. 2nd bedroom with a walk in closet in the hall and connecting full bathroom; shower and tub. Located on no traffic through street at the end of a cul-de-sac with cool wind blowing through from Rock Lake, 1365 acre ski lake; property is zoned for addition of a mother-in-law suite and the conservation land is zoned for agriculture. 1. 5 miles to the Veterans Express Way with easy access to Tampa International Airport, Downtown Tampa, and Florida beaches. New roof 2024 New well water pump and tank - 2024 New kitchen windows and patio door - 2024 2 water filtration systems 2022; will be paid off at closing. AC, hot water heater, pool pump 2021 Generator electrical system with electrical box completed with 2 full tanks of gas on the property ; only home standby generator box required. Irrigation system with new timer. New garage door system. Interior/Exterior paint 2021. Remodeled bathrooms 2021. Outdoor flood lights installed. Additional land clearing is possible to view the large pond or for a new mother-in-law suite. Star fruit and Mango trees on property. Deer crossing and bunnies galore daily. Located in Odessa, FL, this home offers the best of both worlds - a serene private country setting with easy access to all the amenities and conveniences to Tampa International Airport and Downtown Tampa.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $644,000 | $644,000 | $644,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $637 | $637 | $637 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,913 | $3,913 | $5,089 |
Total Monthly Payment | $4,642 | $4,642 | $5,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.