LONG RANGE WATER and BIG MOUNTAIN VIEWS framed by two spring-fed creeks provide a special setting for tranquil lake living! Welcome to 604 Top Ridge, nestled behind the gates of the prestigious Reserve at Lake Keowee. This exquisite property features a primary and guest residence masterfully designed by renowned architect Keith Summerour. The gentle paver driveway leads to a large motor court and courtyard providing you with your own private sanctuary. The home’s vision of a lakeside retreat is brought to life with Doggett Mountain stone from North Carolina and Vermont slate. Exterior elements and heart-of-pine and black walnut woods create a warm and cozy environment. As you step inside, you're greeted by an inviting arched brick foyer that leads to the large open living area with breathtaking views of pristine Lake Keowee. The formal dining area, great room with wood-burning fireplace, and casual dining alcove have ample space to entertain friends and family, while keeping all involved. The kitchen features Miele appliances, a pot filler, drawer dishwasher, and microwave. A copper hood, unique lazy river trough sink in the island, and shiplap ceiling add the perfect finishing touches to this exceptional kitchen. Nearby, a discreet office provides a private space for daily tasks. The main-level primary suite is thoughtfully situated to provide privacy, convenience, and functionality. This bedroom features a wood-burning fireplace and a separate lounge or office area that opens onto an expansive covered porch. The large en-suite bathroom includes heated floors, double vanity, and a walk-in shower with dual shower heads. Descend the stairs to discover a spacious recreation room with a pool table (conveys), a media room with a projector, and a versatile area that can be used as a music room, art gallery, or reading nook. Wainscoting paneling graces the walls, adding a touch of elegance. The lower level also houses two generously sized bedrooms, each with plush carpeting, crown molding, recessed lighting, and built-in storage. Completing this level is a mechanical room that doubles as storage, craft room or a workshop. For those in need of extra storage, a finished flex space is located above the conditioned two-car garage. Outdoor living is essential for full enjoyment on Lake Keowee. 604 Top Ridge delivers everything you need on an approximately 2. 24-acre lot nestled between two streams. Featuring wide, open views of Lake Keowee and the mountains from the back porch and guest home, this homesite provides privacy, which is further enhanced by being located adjacent to protected conservation land. The nearly 1, 000 square foot covered wrap-around Ipe porch leads to a terraced yard overlooking your covered dock. Cross the bridge over a trickling stream to access the stand-alone guest residence. This charming 2BR/2BA enclave includes a full kitchen with granite countertops, Frigidaire appliances, a stacked washer/dryer, and two bedrooms. The combination of white shiplap, stonework, and arched transom windows creates a warm and welcoming atmosphere. The three porches produce a treehouse feeling while spending pleasant evenings enjoying conversations with guests. Alternative, have a movie night in the great room, enhanced by the built-in sound system. Reserve membership is available for separate purchase, providing access to world-class amenities, including a Jack Nicklaus Signature Golf Course, a state-of-the-art clubhouse, a marina, tennis and pickleball courts, a fitness center, and multiple dining options.
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Our Executive Mortgage Banker:
Our Insurance Division:
$5,495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $4,396,000 | $4,396,000 | $4,396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $845 | $845 | $845 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $28,148 | $28,512 | $38,597 |
Total Monthly Payment | $29,118 | $29,482 | $39,567 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.