Charming 3 bedroom 1. 5 bath cape nestled in the charming Warwick Neck neighborhood that has been meticulously maintained by the current owners for 45 years and ready for a new family to start making their memories. Owners have put a lot of love into the home and have done updates and improvements as needed. Home has an updated gas hot water heating system, harvey windows 3 mini split air and heating units and remodeled kitchen. This delightful home boasts a very spacious living/family room with a brick fireplace and built in bar area to enjoy entertaining in with family and friends. The first floor has a spacious main bedroom and there is a full bath with tub/shower on this level. Stackable electric washer and dryer on the first level also. Kitchen opens to a lovely, private yard with a hot tub and above ground pool for all your fun get togethers. Second level of home has 2 generous size bedrooms , plus a play room/den etc. and a half bath. If there is a car lover, mechanic, or contractor in the family, they will fall in love with the attached 2 car heated garage. You will also enjoy relaxing on the farmer's porch on a delightful summer day. Home connected to city sewers and no balance on assessment. Don't miss this opportunity to make this exceptional property yours. Sellers are downsizing and have a home to go to.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $331,920 | $331,920 | $331,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $301 | $301 | $301 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,208 | $2,180 | $2,799 |
Total Monthly Payment | $2,584 | $2,556 | $3,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.