Welcome home to this classic Cape Cod style home located in the heart of the Lakes Region and within walking distance to the quaint downtown of Laconia. Nestled on a corner lot on a quiet street, this well-maintained home features a detached one car garage, inground swimming pool, fenced in yard, covered front porch and backyard deck, perfect for all your summertime fun! Step inside this sun-filled home to find an eat in kitchen, dining room, living room, ¾ bath and office. The office with closet could easily convert back into the 3rd bedroom simply by putting a door back on the hinges. There are beautiful original hardwood floors on the 1st floor that have been preserved under the carpet. Upstairs you will find two bedrooms with hardwood floors and 3/4 bath. The garage and full unfinished basement offer ample space for all your storage needs. Laconia offers an array of dining, shopping, golf and cultural attractions! Enjoy swimming, boating, hiking and golf at Lake Winnisquam, runners will love the paved WOW Trail or track at Opechee Park, go see a show or concert at The Lakeport Opera House. If you love to ski, Gunstock Mountain Resort is 7 miles away. Weirs Beach, Lake Winnipesaukee, Bank of NH Concert Pavillion, Tilton Outlets, and NH Speedway are all within 15 miles. Whether you are looking for a full-time residence or vacation getaway, this ideal location puts you in the center of it all.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $294 | $294 | $294 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,604 | $1,604 | $2,086 |
Total Monthly Payment | $1,973 | $1,973 | $2,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.