Beautiful picket fence Bungalow is ready for you to call it home. This home is nestled along a tree-lined, brick street; and has street parking as well as private parking. There is original hardwood flooring throughout the main living areas and the bedrooms. The kitchen will remind you of the old world charm of Tuscany with its brick accent walls. The main bathroom has a walk-in tub with shower and has the charm of original tile. For an older home the two bedrooms are very spacious. There are two storage closets in the hallway that have beautiful smelling cedar lining. The formal dining room off the kitchen is capable of fitting a large table for those family dinners. The living room has a wood-burning fireplace and high ceilings. There is a large sitting room/office with lots of natural light. This house boasts a two-car garage that could be converted into an ADU; as well as a one-car covered, secure carport. A water source is already present in the garage. The entry to the garage and carport is located via an alleyway. Property is totally fenced with a combination of vinyl and chain link. House and garage have vinyl siding. You are close to Crescent Lake Park; downtown St. Petersburg with all the casual and fine dining that comes with a downtown environment; and are only minutes away from the current and future baseball stadium.
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Our Executive Mortgage Banker:
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$565,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,820 | $2,746 | $3,572 |
Total Monthly Payment | $2,912 | $2,838 | $3,664 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.