145 Ivy Street, Spartanburg, SC, 29302 | $359,900

Welcome to 145 Ivy St. , a home that exudes the timeless charm and elegance of its 1908 origins, gracefully situated in the Converse Heights neighborhood of Spartanburg, SC. Offering a seamless blend of historical architecture and modern living, this residence presents an ideal opportunity for those seeking to enjoy the character of a bygone era without forgoing contemporary comforts. The exterior of this enchanting home commands attention with its classic design, framed by mature trees and lush greenery that sets a picturesque stage for the entry. The front view reveals a symmetrical facade adorned with a welcoming front porch that boasts intricate railing details and ample space for relaxation and enjoying the serene outdoor ambiance. Upon entering, one is greeted by a spacious and sun-filled living room, radiating warmth with rich hardwood flooring and a neutral color palette that complements the architectural charm. The large windows overlooking the verdant surroundings bathe the room in natural light, while the fireplace serves as the focal point, inviting cozy gatherings and serene moments. The heart of the home, the kitchen, exhibits a pragmatic elegance with its bright white cabinetry, sleek countertops, and modern appliances. The thoughtful design provides an efficient workspace for culinary adventures, with plenty of storage and room for meal preparation. This clean and streamlined space offers the perfect canvas for personal touches and decor. 145 Ivy St. is not just a house; it’s an experience—an opportunity to embrace the lifestyle of a historic neighborhood while being just a stroll away from the vibrant heart of downtown Spartanburg. This home awaits its new occupants to continue its legacy, offering a sanctuary of style, history, and modern functionality.

Features

  • Amenities: Playground, Sidewalks
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: 1st Floor, Laundry Closet
  • Style: Bungalow
  • Year Built: 1908
  • Garage: 2-car Attached
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air, Electric
  • Basement: None
  • Acreage: 0.28
  • Est. Taxes: $2,669
  • Lot Desc: 1/2 Acre or Less, Sidewalk, Few Trees
  • Elem. School: Pine St
  • Middle School: HE McCracken
  • High School: Spartanburg
  • Appliances: Dishwasher, Refrigerator, Electric Water Heater
  • MLS#: 1535887
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/1535887/145ivystreet_spartanburg_sc?source=qrflyer
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Listing courtesy of Keller Williams Realty - Wests   Phone: 864-350-4370

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888.699.8876

Contact@raveis.com

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

145 Ivy Street, Spartanburg, SC, 29302

$359,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,920 $287,920 $287,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $222 $222 $222
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,749 $1,749 $2,275
Total Monthly Payment $2,046 $2,046 $2,572

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.