Welcome to 145 Ivy St. , a home that exudes the timeless charm and elegance of its 1908 origins, gracefully situated in the Converse Heights neighborhood of Spartanburg, SC. Offering a seamless blend of historical architecture and modern living, this residence presents an ideal opportunity for those seeking to enjoy the character of a bygone era without forgoing contemporary comforts. The exterior of this enchanting home commands attention with its classic design, framed by mature trees and lush greenery that sets a picturesque stage for the entry. The front view reveals a symmetrical facade adorned with a welcoming front porch that boasts intricate railing details and ample space for relaxation and enjoying the serene outdoor ambiance. Upon entering, one is greeted by a spacious and sun-filled living room, radiating warmth with rich hardwood flooring and a neutral color palette that complements the architectural charm. The large windows overlooking the verdant surroundings bathe the room in natural light, while the fireplace serves as the focal point, inviting cozy gatherings and serene moments. The heart of the home, the kitchen, exhibits a pragmatic elegance with its bright white cabinetry, sleek countertops, and modern appliances. The thoughtful design provides an efficient workspace for culinary adventures, with plenty of storage and room for meal preparation. This clean and streamlined space offers the perfect canvas for personal touches and decor. 145 Ivy St. is not just a house; it’s an experience—an opportunity to embrace the lifestyle of a historic neighborhood while being just a stroll away from the vibrant heart of downtown Spartanburg. This home awaits its new occupants to continue its legacy, offering a sanctuary of style, history, and modern functionality.
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $222 | $222 | $222 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,749 | $1,749 | $2,275 |
Total Monthly Payment | $2,046 | $2,046 | $2,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.