Basically new 2020 model non-hoa neighborhood 4 bedroom 2. 5 bath home located in the center of Anderson. House is located at the back of the neighborhood in the cul-de-sac so very minimal traffic and has a secluded partially fenced back yard with no house behind it. Inside is a open floor plan living room, dining room, and kitchen layout with 9 foot ceiling and laminate hardwood floors. Kitchen has recessed lighting, granite counters, a beautiful island and stainless appliances. Owners did take refrigerator to their new location. Off the kitchen is a large pantry and beside it is a half bathroom for when you have guest. The laundry room is located on the main level and washer and dryer can be purchased separately. The master is on the main level and is very large and private. It features a walk in closet with wire shelving. Also a double vanity sink , walk in shower and water closet toilet. Upstairs are the other 3 bedrooms. The bathroom is central with it's own double vanity room located off of the tub and shower combo. In the right bedroom you have a full door access to a floored attic. This a great home offered in a great location! Book your appointment today.
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William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $192 | $192 | $192 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,729 | $1,728 | $2,229 |
Total Monthly Payment | $1,996 | $1,995 | $2,496 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.