Presented byDeborah Loban |
Pride of ownership for over 56 years is evident in this immaculate custom ranch conveniently located on a quiet street in the North End, adjacent to Mill River Country Club. This lovely home sits on a . 23 manicured acre lot with mature plantings and offers a 10'x11' deck off the kitchen to enjoy summer sunsets or outdoor activities. A covered front porch adds charm to an already charming front entrance. As you enter, there is a spacious living room with fireplace and separate dining room. The large eat-in kitchen offers lots of storage and a great flow for holiday entertaining. The home boasts hardwood floors throughout the main level. Both bedrooms are spacious andhave exceptionally large closets. The lower level has a finished area with a separate entrance - great for an office or small business. There is a 2 car garage under and an additonal space currently being used at a laundry room and stoarage area. Updated mechanics include a Weil McLain boiler 2015, gas water heater 2021, roof replaced 2019 and more! The possibilities are endless: just move in, enjoy the space and make this gracious home your own. Oil tank was professionally abandoned in 1996, paperwork is attached to listing.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet,Hardwood Floor | 13.0 x 12.0 | Main |
Dining Room | Wall/Wall Carpet,Hardwood Floor | 11.0 x 13.0 | Main |
Living Room | Bay/Bow Window,Fireplace,L-Shaped,Wall/Wall Carpet,Hardwood Floor | 14.0 x 22.0 | Main |
Primary Bedroom | Ceiling Fan,Wall/Wall Carpet,Hardwood Floor | 13.0 x 13.0 | Main |
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NMLS Mortgage Loan Originator ID 223191
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $567 | $567 | $567 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,287 | $2,228 | $2,874 |
Total Monthly Payment | $2,929 | $2,870 | $3,516 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.