Smell the ocean air, feel the breeze, and experience coastal living at its finest in this one-of-a-kind, 3-level beach home. With 3 bedrooms, 2. 5 baths, and premium hardwood and tile flooring throughout, this residence offers an expansive, open floor plan featuring front and back decks on two levels, inviting the soothing ocean air to flow through the home. The beautifully remodeled kitchen is a cook's delight, with sleek white cabinetry, granite countertops, gas stove, apron sink and stainless steel appliances. A custom-built eat-in nook or island seating allows a spaces to overlook the serene marsh—perfect for enjoying breathtaking sunsets. The renovated bathrooms feature new vanities, mosaic tile trim, a new porcelain tub with ceramic tile shower and glass door. Retreat to the third level, where two of the bedrooms boast private decks, along with a stunning full bath. The flexible first-floor layout provides a separate apartment-style suite, complete with its own bedroom, den, 3/4 bath, and sunroom that opens to a relaxing landscaped paver patio, fenced-in and framed by lush perennials. Impeccable craftsmanship and thoughtful details throughout, including custom built-ins, solid core doors, brand new Trane AC condenser, 2016 roof - and more! Come and feel the ocean breeze for yourself!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $677 | $677 | $677 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,257 | $4,204 | $5,397 |
Total Monthly Payment | $5,026 | $4,973 | $6,166 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.