Under contract-accepting backup offers. Welcome to your dream home in the highly sought-after Spruce Creek Preserve, a tranquil 55+ gated community that offers the perfect blend of comfort, luxury, and an active lifestyle. This charming 2-bedroom, 2-bathroom residence is situated on a desirable corner lot, surrounded by mature landscaping. Step inside to discover a spacious and inviting interior featuring two distinct living areas, perfect for entertaining or relaxing with family. The main living spaces boast elegant vaulted ceilings. The interior is illuminated by two Solatube Skylights, flooding the home with natural light and creating a warm, welcoming ambiance. The formal dining room sets the stage for memorable meals, while the large, open kitchen is a chef's delight, complete with ample counter space and an informal dining area highlighted by a picturesque bay window. Retreat to the generous primary bedroom, which offers abundant storage with two closets and an additional linen closet in the en-suite bathroom. Convenience is key with a well-appointed storage mudroom located just off the garage entrance, featuring plenty of cabinetry to keep your belongings organized and easily accessible. Beyond the comforts of home, Spruce Creek Preserve provides an array of exceptional amenities designed to enrich your lifestyle. Enjoy leisurely days at the community center, take a dip in the inviting heated pool and hot tub, or engage in friendly competition on the golf course, tennis courts, pickleball courts, and various other recreational facilities including horseshoes, bocce ball, and basketball. For dining convenience, there's a delightful restaurant located within the golf club facility, perfect for enjoying a meal with neighbors and friends. Nature enthusiasts will appreciate the community's prime location adjacent to the Greenway, offering endless opportunities for outdoor activities and serene walks amidst natural beauty. Experience the peacefulness of a private, quaint neighborhood while still being close to all the amenities and conveniences you desire. Don't miss the opportunity to make this exceptional house your new home and enjoy all that Spruce Creek Preserve has to offer. Schedule your private showing today and start living the lifestyle you've always dreamed of!
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Our Executive Mortgage Banker:
Our Insurance Division:
$259,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $308 | $308 | $308 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,379 | $1,361 | $1,747 |
Total Monthly Payment | $1,762 | $1,744 | $2,130 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.