LOCATION, LOCATION, LOCATION - Come see this beautiful 3 bedroom two bath home in the quiet neighborhood of Waterford Lakes (low HOA of $42. per month) minutes from the downtown historic district of DeLand and Publix, Walmart and Lowe’s. It is 20 minutes to Daytona International Speedway and major shopping. It is also less than an hour to Daytona, New Smyrna and Ormond Beach with convenient access to both I-4 and I-95. This home had lots of new additions in fall of 2023 including ROOF, gutters, six foot vinyl fence, REFRIGERATOR, RANGE, DISHWASHER, MICROWAVE and new interior paint. The air conditioner is 5 years new. The home is a split bedroom plan with a formal living room that could easily be an office space, separate dining room and a breakfast area adjacent to the kitchen which opens to the family room. The master suite has two walk in closets, master bath has double sinks, jetted tub and separate walk in shower. The laundry room is a separate room inside the a/c house. The large 2 car garage has attic stairs for easy access. The large screened back porch is roof trussed with ceiling fan overlooking the landscaped private backyard. Other features include: 42 inch cabinets, recessed lighting, ceiling fans, raised garden beds. Come see if this could be your place to call home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$354,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $283,920 | $283,920 | $283,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $337 | $337 | $337 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,937 | $1,887 | $2,434 |
Total Monthly Payment | $2,349 | $2,299 | $2,846 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.