Sweet country location with a VIEW!! Just minutes outside of the city with great access in and out. Tucked back on a hillside looking directly into Canada and what we call the Hog Back Mountains. A true 4 bed 1. 5 bath ranch with 2 car direct entry garage. Impressive wood burning fireplace with updated flues. Updated roof just a couple years ago and vinyl siding is maintenance free. Most all windows replaced and updated furnace & H2O. Basement is MASIVE with metal beams supporting it all giving you a 100% open area for whatever you need to do there. The yard provides a quiet and peaceful back as well as very open front with that view. Septic just pumped as well as a drilled well 6 years old. The home boasts a large kitchen open directly to dinning area, . both over sized. Living room more private and away from the bustle of the kitchen. The end of the hall provides a cedar lined closet always handy! Direct entry from the garage brings you to a mud room area also super handy. Home could use new paint and updating touches but those are easy and can be all your own. Solid and straight forward with easy living features with the big items done.
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Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $290 | $290 | $290 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,045 | $1,045 | $1,359 |
Total Monthly Payment | $1,410 | $1,410 | $1,724 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.