Under contract-accepting backup offers. Welcome to the waterfront community of Gulf Cove! This spacious 3 bedroom/2 bath 2 car garage home ON A DOUBLE LOT has access to the Community boat ramp, just a few blocks away, providing access to the Myakka River and beyond! The very open floor plan offers a nicely sized living room with cathedral ceiling, plant shelf, ceiling fan, carpeted flooring and sliding glass doors the lanai. The adjoining Dining room has an updated lighting fixture and carpeted flooring also. Large kitchen has a breakfast bar, closet pantry, plenty of cabinetry and countertop area, plus dinette. Appliances include: Whirlpool double door refrigerator (2021) , Maytag smooth top stove and Maytag dishwasher. The primary bedroom has a 2' bump out that gives extra floor space, ceiling fan, large walk in closet and carpeted flooring. Ensuite primary bath has a double basin vanity with a granite top, step in shower with door, garden tub and a linen closet. Bedrooms 2 and 3 have wall closets, ceiling fans and carpeted flooring. Bath #2 has a shower with a door, vanity with granite counter top and tiled flooring. Inside laundry has a utility tub, tiled flooring, and washer/dryer connections. The two car garage has an automatic garage door opener and pull down stairs for extra storage in attic. Extended Lanai has an insulated roof with great views of the back yard! Roof was new in 2023, AC in 2019, and water heater in 2022. Hurricane shutters for all the windows and doors give peace of mind. For the LOW voluntary HOA fee of $75 a year you can use the community play ground and picnic area! Boaters will love the community boat ramp and fishing dock access for an additional $75 a year! THE EXTRA LOT IS A BUILDABLE LOT, so you could either sell it off, or maybe build a DETACHED GARAGE OR GUEST HOUSE? Gulf Cove is centrally located, equidistant to both Englewood and Port Charlotte. Area BEACHES, grocery shopping, restaurants, and centers of worship are all just a few minutes from this home. Roof new in 2023, AC in 2019 and water heater in 2022! CALL TODAY TO MAKE AN APPOINTMENT FOR YOUR PRIVATE SHOWING!
Come make this your own personal Florida paradise!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $498 | $498 | $498 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,809 | $1,807 | $2,293 |
Total Monthly Payment | $2,382 | $2,380 | $2,866 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.