Discover this highly sought-after Sherman I end unit, offering convenient one-level living with three bedrooms and two baths. The formal living room features recessed lighting and a cozy gas fireplace, while the entire home is comfortably heated with natural gas. The original kitchen and baths await your personal touch. The primary bedroom offers a spacious walk-in closet and an en-suite bath complete with a Whirlpool tub and double vanity sinks. The second bedroom offers sliders out to the backyard deck. Hall bath. The third bedroom is a really nice size. Step out onto the backyard deck and enjoy stunning views of the pond, especially in the fall and winter. This end unit combines comfort, and convenience. HOA of $801. 74 = Condo 26 fee of $580. 45 + Society fee of $221. 29. Assessment of $272. 22 per month for siding rejuvenation through December 2024. Water is approximately $40 per month and is billed monthly. Sewer fee is $48. 61 per month. ConEd gas heat $253. 54/avg per month in the last 12 months (inclusive of supply and delivery charges). NYSEG electricity was $95/avg per month in the last 12 months. Roof replaced (2016). Buyers are required to pay a one-time $1500 non-refundable Capital Contribution fee to Society at closing. Taxes are without Basic STAR of $1586. 49. Enjoy the Heritage Hills lifestyle: 5 pools, tennis, pickleball, Activity Center, Fitness Center, 24-hour security with EMT, shuttle to train and shops, and much, much more. Condo is being sold as is.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $584 | $584 | $584 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,674 | $4,716 |
Total Monthly Payment | $4,396 | $4,350 | $5,392 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.