This 1272 Sq. Ft two Bedroom, two Bathroom Biscayne Model is a real charmer with an uncommon layout design, a large lot with room for a pool, and a TWO CAR GARAGE. It is being sold "TURNKEY" including a 2015 YAMAHA GAS GOLF CART. Everything is in place to begin that much sought after Villages Lifestyle at a very reasonable price. Could also serve as great investment property. This home is ideally located in THE VILLAGE OF EL CORTEZ, just a stone throw from SPANISH SPRINGS SQUARE, LaGrande Plaza, Hospital and all the wonders that are located on St. Rte. 441. The oversized lot is nicely landscape with a painted driveway, low maintenance greenery and concrete curbing. Upon entering the home, you will first encounter a large vestibule area with a coat closet, entrances to either the guest bedroom or guest bathroom, as well as the garage. The kitchen has been upgraded with GRANITE, newer S/S appliances, Pantry, Breakfast bar, and a pleasant off set area with loads of natural light for enjoying lunch or afternoon cocktails. Hidden behind bi-fold doors is the new Washer & Dryer plus additional storage area. The Living/Dining room area is a great place to entertain and serve up your best dish to your new friends. It will become your favorite area to sit back relax and enjoy your favorite movie on the large TV with a BOSE sound bar. Currently used as an office area, the additional space could be transformed to one of many uses, a craft area, art room or perhaps a third bedroom. The amble spaced primary bedroom with ensuite bathroom and large walk-in closet also includes a TV for nighttime enjoyment. The guest bedroom in the front of the home has its own closet with bi-fold doors, large window for natural light and a TV. Mechanical upgrades include NEW ROOF 22' HVAC 19'. The interior walls were recently painted, and carpet cleaned. The Lady Lake area is a no bond area so this should not be a concern. Cajon court is a cul-de-sac street so traffic should be low volume. The Chula Vista Rec center is a short cart ride and offers two executive golf courses, pool, pickleball courts and tennis. Take a look you JUST MAY LIKE WHAT YOU SEE.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $155 | $155 | $155 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,442 | $1,405 | $1,827 |
Total Monthly Payment | $1,672 | $1,635 | $2,057 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.