Discover the charm of country living at 415 Sherman Farm Road. This well-maintained 3-bedroom, 2. 5-bath home features an inviting outdoor space, including multi-level decks, an expansive concrete patio, and stamped concrete walkways leading to a large deck around the above-ground pool, perfect for entertaining. As you enter you will find a modern kitchen with an island and newer stainless steel appliances, leading to the open-concept dining room and living spaces, featuring lots of natural light and fireplace with a pellet stove. The first-floor also features a half-bathroom with a laundry area. On the second floor, you will find the generously sized bedrooms and a full bathroom. The primary suite includes its own an en-suite bathroom with a jacuzzi tub, and two large closets. The full basement has a finished room, perfect for a home office, or potential 4th bedroom, and also offers plenty of additional space and storage that could be finished, and is currently being used as a workshop. This home also features upgraded hardwood floors throughout, sprinkler system, generator hookup, new roof, central air, central vacuum system, and an attached heated 2-car garage, blending modern amenities with a peaceful rural lifestyle. With several outbuildings, a chicken coop, and a pig pen area, the property is ideal for those interested in hobby farming or simply enjoying a spacious outdoor setting. Schedule your showing today!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $464,000 | $464,000 | $464,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $482 | $482 | $482 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,819 | $2,819 | $3,667 |
Total Monthly Payment | $3,393 | $3,393 | $4,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.