Under contract-accepting backup offers. ONE-OF-A-KIND STUNNING . . . . OCEANFRONT PENTHOUSE CONDO NOW AVAILABLE! The Owners meticulously designed this 3-bedroom 2. 5 bath condo making it the "most unique" condo in all of Surf Club! This COMPLETELY REMODELED SE SIDE PENTHOUSE BEAUTY IS LOADED WITH ONLY THE MOST UPSCALE PRODUCT THROUGHOUT. You will immediately notice the most gorgeous OPEN FLOOR PLAN WITH PANORAMIC OCEAN VIEWS EVERYWHERE! Some of the many upgrades in this unit are beautiful Travertine flooring as well as hand scraped engineered hardwood flooring, completely redesigned Kitchen adorned with Quartz countertops and designer backsplash, 42" dovetail cabinets, soft close doors and drawers, 2 pantries, Lazy Susans, under cabinet lighting, Kitchen aid "black stainless" appliances, counter depth refrigerator, slide in range, Bar cabinet with sink and the most incredible HUGE ISLAND loaded with additional cabinetry and pull-out drawers. Take note of the beautiful drop-down ceilings with special attention to lighting and moldings throughout. As you walk towards the Master Bedroom, take note of the beautifully designed GLASS POCKET DOOR that separates the living room from Master Bedroom. Open the pocket door to enjoy additional gorgeous ocean views or close it for complete Master bedroom privacy. The large Master Suite has plenty of closet space w walk-in closet as well as an incredibly designer SPA LIKE MASTER BATH which incorporates designer tiled spacious walk-in shower with waterfall showerhead and built-in shower shelving seating, Kohler jetted tub and double sinks. Other upgrades include LG Stainless Wash Tower, July 2023 A/C and plantation shutters. Surf Club's many amenities are, 3 clubhouses with heated pools, (2) Ocean front Pools, (1) west side pool. There is also Spa, commercial gas grills, firepit, TV, Pickleball, Tennis, Volleyball, Boche ball, and the most gorgeous Intracoastal Front boat dock w fishing pier, Kayak storage and clubhouse. This neighborhood is known for its many amenities, and beautiful walking and biking trails. This is truly living in your own quaint paradise and yet you are so close to enjoy great shopping, touring and dining at the many famous restaurants in the Old historic town of St. Augustine, Flagler Beach or Daytona Beach! Surf Club HOA Fees are as follows. . .
Surf Club Condo $639/month, MSOA $139/month, Surf Club Pool/Spa $189. 00 Quarter, WWT $121/Quarter, Totals $870. 33 MONTHLY
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $607,920 | $607,920 | $607,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $345 | $345 | $345 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,694 | $3,694 | $4,804 |
Total Monthly Payment | $4,131 | $4,131 | $5,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.