1224 Padgett CIRCLE, Lady Lake, FL, 32159 | $299,900

** Seller is willing to contribute up to $10, 000 towards buyers closing cost at closing*** Look no further! This charming, 3-bedroom/2-bath, 1, 885 sqft move-in ready home has everything you’re looking for! When you come home to your substantial corner lot and approach the front door under the covered walkway, you will appreciate the lush mature landscaping with large oak trees giving plentiful shade. As you cross the threshold, the vaulted ceilings offer a spacious, peaceful feel to welcome you into your sanctuary. Providing even more space and privacy is a separate bonus family room in addition to the front living room in the main living area. The in-kitchen pantry, walk-in primary closet, oversized utility room, complete with generous storage shelving, and backyard shed offer abundant space to meet all your storage needs. The homey split floor plan offers an additional layer of comfort and privacy for you as you retreat to your place of refuge in your primary bedroom. Featured upgrades include front and back French doors with built-in blinds, luxury vinyl flooring throughout, modern bathroom vanities, and a beautifully tiled primary shower. Significant recent updates include roof replacement in October 2020, fresh exterior paint, and a gorgeous back bricked patio to relax on. When you’re ready to venture out of your restful oasis for some excitement, your home is conveniently located close to plenty of shopping and dining options in Lady Lake and The Villages.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 1993
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,885
  • Acreage: 0.31
  • Est. Taxes: $2,137
  • Appliances: Dishwasher, Microwave, Refrigerator
  • MLS#: G5086250
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/G5086250/1224padgettcircle_ladylake_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/20/2024 3:17:09 PM)
Listing courtesy of CARLINO REAL ESTATE GROUP INC   Phone: 352-326-2662

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1224 Padgett CIRCLE, Lady Lake, FL, 32159

$299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,920 $239,920 $239,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $178 $178 $178
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,458 $1,458 $1,896
Total Monthly Payment $1,711 $1,711 $2,149

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.