Under contract-accepting backup offers. CUTE AND COZY COTTAGE HOME IN BEAUTIFUL KINGS RIDGE A 55+ COMMUNITY. This home features two bedrooms, two bathrooms, bonus room, two car garage and has NO REAR NEIGHBORS. This home is a MEMBER of the Main Kings Ridge Clubhouse. The Whitehall Community has its own pool which is a hop, skip and jump away. The interior has a living room/dining area combo, kitchen with a breakfast bar, tile in wet areas and a bonus room that leads out to nicely landscaped yard and is completely fenced for all of your furry friends. The Kings Ridge community features a multi-million dollar clubhouse, tennis courts, shuffle board, pickle ball courts, billiards, bingo, cards, shows, many clubs to join and the community is a 24 hour guard gated. The monthly maintenance fee includes mowing (front only), shrubs, painting of outside of home every 7-8 years and basic cable through spectrum. The ROOF REPLACED 04/23, A/C 7/2018 LENOX. This is a golf cart community and you can even take your golf cart to the grocery store, banking and restaurants. MAKE YOUR APPOINTMENT TODAY!!!!!
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $56 | $56 | $56 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,405 | $1,385 | $1,813 |
Total Monthly Payment | $1,536 | $1,516 | $1,944 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.