MOTIVATED SELLER. DELIGHTFUL VIEW! 55+ Gated Golf Community, Resort-style living and Own your own land! This 1994 JACOBSON home with well-sized 3 Bedrooms, split floor plan, house has it all! The Florida Room, which is newly insulated, is now kept open and is on the central AC system, increasing the living space to 1564 square feet! New Architectural Shingle Roof 2023, Carport, Insulated Florida Room, New Gutters and downspouts, new water heater, foundation tie-downs, new front door with built-in blinds, new storm door, all new siding, freshly painted interior, Crown molding though out, New ceiling fans and light fixtures, AC aprox. 5 yr old, NO GREY PIPE. Golf Cart is included, along with all furniture and washer/dryer. Walls "strip free". Inside Laundry. Community where you enjoy $4. 00 Green Fees as part of your HOA dues! HOA dues provide EVERYTHING! You only have to pay your electric, HOI, taxes and mow your lawn. In this very friendly, resident-owned community, you can be as active or inactive as you choose! Gatherings at the private Pub or the Community Room, fishing on Lake Henry, gardening, tennis, golf, shuffle board, horseshoes, swimming in the heated pool, enjoy the hot tub or the workout room! Contact this agent for this community's website address, documents are in attachments, including Rules/Regs, Application, and Bylaws. HOA INCLUDES DVR + 2 BOXES FOR HD CABLE and INTERNET! **55+ community with minimum age required is 50; rental max period 6 month out of a year. **
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $168,000 | $168,000 | $168,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,118 | $1,117 | $1,440 |
Total Monthly Payment | $1,322 | $1,321 | $1,644 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.