ELEVATED, Block construction, meticulously maintained home provides more peace of mind for coastal living and makes flood insurance affordable (Owner pays under $1500 a year for flood ins. and the policy is transferrable to new owner). Make EVERYDAY A VACATION with your own Waterfront Paradise Retreat! Located in desirable Crystal Island neighborhood of Madeira Beach where driving to brunch or dinner by golf cart in your flip flops is just a NORMAL day on the Island. Located on a DEEP sailboat canal and Johns Pass Ave. is the WIDEST of the canals in Crystal Island making boating and access to the Gulf a breeze! You are also located on the path for the annual Christmas Boat Parade. The resort- style backyard is sure to provide the WOW factor! Featuring an outdoor kitchen with granite counters, custom ceilings, Bar seating for 10 and a massive separate leathered granite ISLAND that seats 12 people! All kitchen cabinets located outdoors are marine grade cabinets. For the golf enthusiasts, there is a putting green with glowing golf balls to practice your putt day or night, as well as a turfed dog run. Boaters will appreciate the new 13, 000 lb boat lift with catwalks, a fish cleaning station, electric outlets and Fish Lights. The seawall and cap have been updated (not original) for added durability and longevity. The 2022 Modern, salt water pool and built in spa has been meticulously constructed with additional bedrock and the pool deck material is leathered Travertine. Perfect for entertaining you have a heated and cooled (split ac), OVERSIZED 3 car (plus golf cart) garage just off the outdoor kitchen that can also function like an extension of the living space if desired. It has been freshly painted, has marine grade cabinets, granite counters, an updated Full bath with shower (pool bath), NEW washer, dryer and utility sink in the full bath. There’s also a approx. 4ft in height crawl space accessible from the garage that is great for storage. The 1st floor living space features waterproof LVP floors, a light and bright kitchen facing the waterfront with updated appliances, a gas range and nice sized pantry closet. Cozy up with your choice of 2 fireplaces! The living rm has a new, stacked stone, gas fireplace and the sunroom has wood burning. The dining room is nestled off each of these spaces providing the perfect amount of open space. Up just seven steps from the living space you have a full guest bath with bath tub. To the left is the Owners suite with a water view, an updated ensuite full bath with shower, a walk in closet and additional custom built in closet systems. To the left from the steps are 2 bedrooms facing the backyard. The larger of the 2 bedrooms can accommodate a King bed suite. The smaller of the bedrooms can accommodate up to a Queen bed suite. Off back bedrooms is a thoughtfully constructed balcony measuring 13x25 w/ a retractable awning for shade. This balcony was architecturally designed to allow for addition in the future if desired. Other Features: 2022/2023- Updated electric panel, All exterior doors/sliders (impact), sunroom windows (double pane) w/ canvas for hurricane protection, garage windows (impact), Others dbl pane, HVAC 2021, Equipped with a whole house gas generator, updated irrigation (reclaimed), landscape and lighting. Lg. outdoor fire feature, outside tv & sound bar, sofa swing and all barstools can stay! Don't miss out on this incredible opportunity to own a piece of paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,559,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,247,200 | $1,247,200 | $1,247,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 6.246% | 6.201% |
Monthly Tax Payment | $968 | $968 | $968 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,578 | $7,578 | $10,525 |
Total Monthly Payment | $8,671 | $8,671 | $11,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.