This well cared for 1920's cape style home sits on enough land to have small animals, a garden, and play room for the kids. It is conveniently located just a few minutes from downtown Lyndonville for your shopping and social needs. You have a handy mud room at the entrance, a spacious dining room, a living room, a large kitchen, bedroom, laundry room, 3 season sun room, and full bath on the first floor. Everything you need for comfortable living is on the first floor to allow for one level living if you need it. A Jotul woodstove is centrally located to provide comforting warmth during the winter months. There is even a walk up attic storage area. Upstairs you have two bedrooms, another full bath, and a small room presently used as a baby changing room. It could be an office or storage room. The full, walk out basement offers storage space also. Outside there is a fairly new heated 2 car garage with overhead storage space and a lean to carport. You even have a meandering brook along the back border, some open pasture land, a nice grove of evergreens and a little wetland as part of the terrain, Come check out this appealing family homestead.
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$279,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $324 | $324 | $324 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,485 | $1,483 | $1,914 |
Total Monthly Payment | $1,884 | $1,882 | $2,313 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.