Here's your opportunity to own in the beautiful, gated subdivision of Creekside, a unique community in Riverview! This gorgeous home boasts nearly 3200 sq ft of living space with 4 bedrooms, 3 bathrooms, a 3-car garage, plus A DEN AND A BONUS ROOM and is situated on over a 1/2-acre lot! As soon as you enter through the double doors, your view is amazing. You will be welcomed to the view of the massive living area with an abundance of natural light and wood laminate floors throughout the main living area and primary bedroom. The formal dining room is on the right with lovely tray ceilings and a chandelier. To the right and through glass French doors is a decent sized office or den, or playroom. The kitchen has all the upgrades including wood cabinets, stainless steel appliances, under the cupboard lighting, backsplash, beautiful granite countertops, two pantries, a kitchen island, a breakfast bar, and an eat-in area with large windows overlooking the enormous screened-in lanai. The family room is very elegant with a built-in stone electric fireplace with built-in shelves and beautiful windows above the fireplace for plenty of natural light. Sliding glass doors lead from the living room to the huge screened-in lanai. The lanai adds tremendous outdoor living space, completely screened and covered for a pleasant atmosphere and temperature. There is a television hook up on the lanai to watch your favorite shows outdoors. The primary bedroom has been updated with quartz countertops and lighting, a standalone garden tub, a separate shower and dual vanities. Sliders lead from the primary bedroom to the lanai. On the opposite side of the home, you will find bedrooms 2 and 3 separated by a nicely designed Jack and Jill bathroom with the vanity area separate from the shower area. Bedroom 4 and bathroom 3 are located further down the hall. All bathrooms have updated quartz countertops and upgraded fixtures. At the end of the hall is a generous sized bonus room, media room, or playroom with sliding glass doors that lead to the outside of the home. The laundry room is located indoors and has an abundance of cabinets and counter space, a large stainless-steel sink, and an updated Whirlpool washer and dryer. The oversized 3-car garage is off of the laundry room and has a window and door. In all, there are 4 sets of sliding & pocketing glass doors opening the living area to the large lanai which frames the backyard - perfect spot for a new swimming pool! This property sits on a little more than 1/2 acre. Large front, back and side yard. There is room to breathe between neighbors. This gated subdivision only has 108 homes with reasonable HOA dues and NO CDD fees. BIG TICKET ITEMS ALL REPLACED!! ROOF NOVEMBER 2023, A/C 2020, HOT WATER TANK 2019, RANGE 2023, REFRIGERATOR BRAND NEW, DISHWASHER 2024. Zoned for Newsome High School! Creekside community features a playground, pond, and nature trail. Conveniently located near shops, restaurants, top-rated schools, and easy access to US 301 and Interstate 75. Don't miss this incredible opportunity!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $532,400 | $532,400 | $532,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $575 | $575 | $575 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,497 | $3,539 | $4,490 |
Total Monthly Payment | $4,164 | $4,206 | $5,157 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.