Split level home in need of some TLC. This home needs cosmetic work, some paint and landscaping but is well worth the effort. The interior features: Eat in kitchen ( 464 square feet ) 29x16 : Living room with fireplace ( 620 square feet ) 31x20 : Dining area ( 150 square feet ) 15x10 : Primary Bedroom ( 160 square feet ) 16x10 : Bedroom #2 ( 156 square feet ) 13x12 : Bedroom #3 ( 99 square feet ) 11x9 : Bedroom #4 ( 182 square feet ) 14x13 : Full bathroom. Lower level features: Storage ( 441 square feet ) 21x21. Exterior features: Enclosed porch (160 square feet ) 20x8 : Patio ( 464 square feet ) 29x16: 1 car garage ( 276 square feet ) 23x12. Schools: 1. 7 miles to Bradley School 155 David Humphreys Rd ( Grades PreK-5 ) : 4. 1 miles Derby Middle School 73 Chatfield Street ( Grades 6-8 ) 3. 4 miles to miles Irving School 9 Garden Place ( Grades 9-12 ). Area features: 0. 7 miles to all major shopping & restaurants : 0. 8 miles to Route 34 : 1. 7 miles to Route 8 : 2. 4 miles to Merritt Parkway : 5. 8 miles to the Westville section on New Haven : 8. 9 miles to I-95 north and south bound ramps : 1. 9 miles to Derby train station : 9. 1 miles to New Haven train station : 13. 9 miles to Stratford train station : 15. 1 miles to Bridgeport train station.
Type | Dimensions | Level |
---|---|---|
Bedroom 1 | 13.0 x 14.0 | Main |
Bedroom 2 | 12.0 x 13.0 | Upper |
Bedroom 3 | 9.0 x 11.0 | Upper |
Bedroom 4 | Lower | |
Dining Room | 10.0 x 15.0 | Main |
Living Room | 20.0 x 31.0 | Main |
Other | 21.0 x 21.0 | Lower |
Primary Bedroom | 10.0 x 16.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $724 | $724 | $724 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,754 | $2,226 |
Total Monthly Payment | $2,555 | $2,553 | $3,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.