No flood insurance needed! This farmhouse is the ultimate blend of old-school charm and modern flair, set in an unbeatable location just a hop, skip, and a jump from Hardwick and Morrisville. Imagine waking up and deciding—do I pack my fishing gear for a peaceful morning by the river or should I take a walk over to the rail trail? And when winter rolls in, you’re just a quick drive away from VAST trails and some of Vermont's top ski resorts, where the slopes are calling your name. Step inside to find a home that’s been updated without losing its rustic soul. The kitchen features new butcherblock countertop, a shiny new dishwasher, and all the space you need to whip up something special. The spacious bonus room offers endless possibilities—whether you envision a home office, gym, meditation retreat, music room, or a crafting space, this room can adapt to your lifestyle. Outside, a charming sugar shack adds character and serves as the perfect spot for storage or perhaps your own on-site studio. Venture to the upper clearing, where you can host epic bonfire nights, engage in a friendly game of cornhole, or cultivate your dream garden. Recent upgrades include a new furnace and a newer hot water heater. Showings begin 8/31.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $269 | $269 | $269 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,144 | $1,130 | $1,451 |
Total Monthly Payment | $1,488 | $1,474 | $1,795 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.