4009 VT Route 15, Wolcott, VT, 05680 | $215,000

No flood insurance needed! This farmhouse is the ultimate blend of old-school charm and modern flair, set in an unbeatable location just a hop, skip, and a jump from Hardwick and Morrisville. Imagine waking up and deciding—do I pack my fishing gear for a peaceful morning by the river or should I take a walk over to the rail trail? And when winter rolls in, you’re just a quick drive away from VAST trails and some of Vermont's top ski resorts, where the slopes are calling your name. Step inside to find a home that’s been updated without losing its rustic soul. The kitchen features new butcherblock countertop, a shiny new dishwasher, and all the space you need to whip up something special. The spacious bonus room offers endless possibilities—whether you envision a home office, gym, meditation retreat, music room, or a crafting space, this room can adapt to your lifestyle. Outside, a charming sugar shack adds character and serves as the perfect spot for storage or perhaps your own on-site studio. Venture to the upper clearing, where you can host epic bonfire nights, engage in a friendly game of cornhole, or cultivate your dream garden. Recent upgrades include a new furnace and a newer hot water heater. Showings begin 8/31.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full / 1 three-quarter
  • Style: New Englander
  • Year Built: 1850
  • Garage: 1-car Garage
  • Heating: Baseboard
  • Cooling: None
  • Basement: Dirt Floor,Unfinished,Interior Access
  • Approx Sq. Feet: 1,908
  • Acreage: 0.5
  • Est. Taxes: $3,233
  • Lot Desc: Hilly,Wooded
  • MLS#: 5011192
  • Website: https://www.raveis.com
    /prop/5011192/4009vtroute15_wolcott_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/9/2024
Listing courtesy of Blue Slate Realty   Phone: 802-318-2647
Listing Agent: Kevin Holmes

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4009 VT Route 15, Wolcott, VT, 05680

$215,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $172,000 $172,000 $172,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $269 $269 $269
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,144 $1,130 $1,451
Total Monthly Payment $1,488 $1,474 $1,795

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.