1324 VT Route 106, Reading, VT, 05062 | $222,500

At the edge of the Reading Village is this three bedroom one and a half bath home. The convenience of the attached two car garage right into an expansive mudroom is a major plus. The charm of the old wood cook stove not only will keep you warm but you can cook your vittles old school. Open dining/living space with brick hearth and woodstove will create the perfect dining or relaxing atmosphere. Above the two car garage is your future project to complete as additional living space or in-law suite. This prime location bordering the horse country of South Woodstock is perfect for the horse enthusiast. The detached barn could be perfect for your needs. The stone wall bordered flat to sloping yard is great for outdoor games, or winter sledding. With a little TLC, this will be a great home. The property is being sold "as is" and the price is firm. A little further down the road is the historic charming town of Woodstock with plentiful shops and restaurants. Come see what this home has to offer. It could be perfect for you! It has been recently discovered the house will need septic work or replacement.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Style: Farmhouse
  • Year Built: 1863
  • Garage: 2-car Garage
  • Heating: Oil,Blowers,Hot Water
  • Cooling: None
  • Basement: Dirt Floor,Partial,Stairs - Interior,Unfinished,Stairs - Basement
  • Approx Sq. Feet: 2,040
  • Acreage: 0.8
  • Est. Taxes: $3,864
  • Lot Desc: Sloping,Street Lights,Near School(s)
  • Elem. School: Reading Elementary School
  • Middle School: Woodstock Union Middle Sch
  • High School: Woodstock Senior UHSD #4
  • MLS#: 5011184
  • Website: https://www.raveis.com
    /prop/5011184/1324vtroute106_reading_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/25/2024
Listing courtesy of Diamond Realty   Phone: 802-228-1234
Listing Agent: Frank Provance

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

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Brian.Skelly@raveis.com

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1324 VT Route 106, Reading, VT, 05062

$222,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $178,000 $178,000 $178,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $322 $322 $322
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,184 $1,183 $1,526
Total Monthly Payment $1,581 $1,580 $1,923

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.