14 Robinson Street, Narragansett, RI, 02882 | $2,050,000
Welcome to your modern coastal cottage, seamlessly blending timeless charm with high-end accents. Built in 2022 as one of two freestanding homes in the Sea Glass Cottage Condominiums, this property lives as its own private retreat in the heart of The Pier. Upon entering, you'll immediately notice the saturation of natural light and lofted ceilings, inviting you to an open concept living space. A chef's kitchen, complete with a Thermador 6-burner gas stove, custom cabinetry, oversized quartz island, and dry bar with wine fridge make everyday living and entertaining a breeze. An optional first floor primary with ensuite bathroom and a spacious living room complete the first floor. Ascend the stairs to your second floor, where you'll find two additional bedrooms, both with well-designed ensuite bathrooms, and a Juliet balcony. The outdoor space perfectly complements the low-maintenance, comfortable feel of the interior, with a balance of grassy landscape and usable hardscape. Other features include an outdoor shower and a garage with storage space for a small sportscar, or plenty of beach toys. Off-street parking for two additional vehicles allows you to leave your cars and walk to the town beach, seawall, parks, restaurants, and shops. Currently used as an investment property, tenants are in place through May, 2025. Please inquire about rental figures. Luxury living meets smart investment potential!
Features
- Parking: 3-car
- Heating: Forced Air,Propane,Zoned
- Cooling: Central Air
- Amenities: Playground,Restaurant,Trail(s)Playground,Recreation Area,Restaurant,Shopping,Tennis Court(s),Trails/Paths,Sidewalks
- Rooms: 8
- Bedrooms: 3
- Baths: 3 full
- Laundry: Common Area
- Complex: The Pier, Beach
- Year Built: 2022
- Approx Sq. Feet: 1,651
- Acreage: 0.09
- Est. Taxes: $13,452
- Pets Allowed: Yes
- Appliances: Dryer,Dishwasher,Exhaust Fan,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Range Hood,Tankless Water Heater,Water Heater,Washer
- MLS#: 1366489
- Website: https://www.raveis.com
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William Raveis Family of Services
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888.699.8876
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
14 Robinson Street, Narragansett, RI, 02882
$2,050,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,640,000 | $1,640,000 | $1,640,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
| Monthly Tax Payment | $1,121 | $1,121 | $1,121 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $9,441 | $10,366 | $13,839 |
| Total Monthly Payment | $10,687 | $11,612 | $15,085 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB