3135 10th STREET W, Palmetto, FL, 34221 | $399,000

Step into the relaxed elegance of coastal living with this beautifully updated 3-bedroom, 2. 5-bath Key West-style home in the heart of Palmetto, FL. With a recent price reduction and a surprisingly low insurance rate, this property is more attainable than ever!
Nestled in a serene, unrestricted neighborhood with no HOA or deed restrictions, this home offers unmatched freedom and flexibility. The extended driveway, complete with a convenient parking pad and a one-car garage, provides ample space for vehicles, boats, or even RVs—perfect for the outdoor enthusiast!
Inside, the open-concept layout creates a warm, welcoming atmosphere. The kitchen, equipped with granite countertops, a breakfast bar, and stainless steel appliances, flows effortlessly into the inviting living room, perfect for both entertaining and everyday comfort. French doors open to a charming deck, extending your living space to a large, fenced backyard, ideal for family gatherings, pets, or simply soaking in the Florida sunshine.
Retreat to the primary bedroom suite, where another set of French doors leads to a private balcony, offering a quiet escape for morning coffee or evening relaxation. The suite also includes a spacious walk-in closet and a luxurious ensuite bath.
Location is key, and this home delivers! With quick access to the Manatee River, Terra Ceia Bay, and Emerson Park Point, you’ll have endless opportunities for boating, kayaking, fishing, and waterfront adventures right at your doorstep.
This coastal gem perfectly balances style, comfort, and convenience. This unique property is not only a home but a lifestyle—especially at this new price point and with such low insurance costs. Don’t miss out on your chance to embrace the Florida lifestyle at its finest!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside
  • Style: Key West
  • Year Built: 2017
  • Garage: 1-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,620
  • Acreage: 0.13
  • Est. Taxes: $2,922
  • Lot Desc: FloodZone, In County, Near Public Transit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4621289
  • Days on Market: 77 days
  • Website: https://www.raveis.com
    /prop/A4621289/313510thstreetw_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/14/2024 11:47:07 AM)
Listing courtesy of LESLIE WELLS REALTY, INC.   Phone: 941-776-5571

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3135 10th STREET W, Palmetto, FL, 34221

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $244 $244 $244
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,178 $2,122 $2,692
Total Monthly Payment $2,497 $2,441 $3,011

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.