4600 Gulf Of Mexico DRIVE, #202, Longboat Key, FL, 34228 | $685,000

NO HURRICANE OR FLOOD DAMAGE!!! Welcome to your bay front condo on Longboat Key, where every day begins with breathtaking sunrises and panoramic views of Sarasota Bay. This updated 2-bedroom, 2-bathroom residence is designed for comfort, featuring easy to maintain tile throughout the main living spaces, creating a streamlined aesthetic. The open-concept great room flows seamlessly into the updated kitchen complete with stainless appliances, granite counters, and a westerly facing window for enjoying stunning sunsets over the Gulf of Mexico. Each evening, you'll also enjoy moonrises reflecting off the bay and gentle breezes over the serene waters from your 22-foot wall of floor-to-ceiling windows in the Florida room, a perfect backdrop for relaxation or entertaining. The primary bedroom, nestled at the far end of the home for privacy, offers more bay views, direct access to the Florida room, and a generously sized ensuite bathroom with walk-in closet and conveniently placed laundry. The second bedroom, equally serene, also boasts bay views, direct access to the Florida room, and is served by an adjacent updated bathroom, ensuring comfort and privacy for your guests. This condo offers peace of mind with 2019 hurricane-rated windows, a 2019 HVAC system, and a 2019 water heater. Underbuilding parking and a private storage room provide additional convenience and value. Plus, one of the two community pools is just outside your front door, adding to the fun and ease of your tropical lifestyle. Located in the sought-after Windward Bay community, this lushly landscaped oasis is 26 acres and . 5 mile long of direct bay front property, offering an unparalleled low density, serene living experience. There are fruit trees, walking/biking paths, picnic tables, and fire pits for your pleasure. Residents can also enjoy a wide range of amenities, including two boat basins with slips available for rent ($40/month or $45/month with an owner-supplied lift), kayak launches and storage ($35/year), fishing with fish cleaning stations, three beach accesses directly across the street, plus a large clubhouse with gathering space, catering kitchen, fitness center, locker rooms, and saunas. Additional recreational facilities include 2 heated pools with sundecks and complimentary chaises, shuffleboard, tennis, and pickleball courts. Ensuring peace of mind for years to come, this community is meticulously maintained with freshly painted buildings, new roofs, and a recently passed Milestone Integrity Inspection that certifies the buildings for another 10 years. The rental policy is flexible, with a one-month minimum or longer rental period allowed up to 2/year, and owners can rent immediately upon ownership without a waiting period. Beyond the on-site amenities, the unbeatable location is just a short drive from the restaurants, shops, and cultural activities of Saint Armands Circle and downtown Sarasota. For fine dining, the Zota Beach Resort is right across the street, and the nearby Centre Shops offer everything from Pilates and a diner to a seafood restaurant, ice cream shop, bank, and boutiques. With all special assessments already paid by the Seller, this condo represents an exceptional value and opportunity for any Buyer. Furnishings are optional if helpful to the Buyer.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 4
  • Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Laundry, Lobby Key Required, Maintenance, Optional Additional Fees, Pool, Recreation Facilities, Sauna, Shuffleboard Court, Storage, Tennis Court(s), Vehicle Restrictions
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Complex: WINDWARD BAY CONDO AMD
  • Year Built: 1975
  • Common Charge: $1,035 Monthly
  • Approx Sq. Feet: 1,312
  • Acreage: 26
  • Est. Taxes: $10,101
  • Condo Fee: $268 Monthly
  • Lot Desc: City Lot, In County, Landscaped, Level, Near Golf Course, Near Marina, Near Public Transit, Sidewalk
  • View: Water
  • Elem. School: Anna Maria Elementary
  • Middle School: Martha B. King Middle
  • High School: Bayshore High
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4620702
  • Days on Market: 88 days
  • Website: https://www.raveis.com
    /prop/A4620702/4600gulfofmexicodrive_longboatkey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 12:37:54 AM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 941-383-6411

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4600 Gulf Of Mexico DRIVE, #202, Longboat Key, FL, 34228

$685,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $548,000 $548,000 $548,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $842 $842 $842
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,646 $3,642 $4,621
Total Monthly Payment $4,580 $4,576 $5,555

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.