Under contract-accepting backup offers. Adorable 2 bedroom/2bath cottage style home has had a whole house update in 2023 making this a truly move-in ready home. If you are looking for a full time residence, a place to escape the cold winters or just a weekend beach side getaway, this may be the one for you! The kitchen has new shaker cabinets, granite countertops and all stainless steel appliances that will stay with the home. Both bathroom vanities have been updated with cabinets and granite counter tops. Guest bathroom shower is new, the primary bathroom has a tile walk-in shower, all of the plumbing has been replaced. Luxury vinyl plank flooring has been added throughout the home with double plywood subfloor and the home has been painted with soft neutral colors. The sliding glass doors were removed and framed out between the living room and Florida room adding to the square footage of the home and a great place to relax with a good book! Water Heater replaced in 2021, Windows were replaced in 2020, Carport replaced in 2020, Panel Box inside home replaced 2019, HVAC 2018, this home has a rubber membrane roof. The covered carport has enough room for 2 cars, there is a paver pad to park your golf cart and a storage shed at the end of the driveway. Home is situated at the top end of the park on a corner lot giving you easy access in and out of the park and is just a short walk to the clubhouse and pool. You can enjoy the sunsets over the intracoastal waterway every evening with a short stroll down to the end of your street. This move in ready home is offered in Surfside Estates, an active 55+ Manufactured Home Community that is nestled between the Atlantic Ocean and the Intracoastal Waterway. Surfside Estates is a Resident Owned land share Community which means there is no lot rent! When you purchase your home in Surfside Estates you own a share of this beautiful beachside community. The monthly maintenance fee is $160/month and includes wi-fi, internet, cable, yard maintenance, management and use of all the facilities. There is an inground heated/cooled pool, fitness room, library, shuffleboard court and rooftop deck. The Social Club offers many activities to get involved as much or as little as you like. Friday night bingo, men's and lady's cards, pool tables and large screen TV for all your sporting events. Exercise classes and water aerobics. Walk to the beach across the street or ride your bike or golf cart to one of the 2 docks to enjoy fishing or just relax and enjoy the boats and dolphins go by. There is kayak storage, a BBQ Pit and gazebo with a view of the Intracoastal. The quaint neighboring town of Flagler Beach is just a few minutes down the road, where you will find a variety of shops and restaurants to choose from. Just over the bridge you will find shopping, restaurants, hospitals and doctors. You will fall in love with this adorable home and this special community!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $222 | $222 | $222 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,259 | $1,241 | $1,625 |
Total Monthly Payment | $1,556 | $1,538 | $1,922 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.