Extensive Remodeling has just been completed to this Cape Cod style home with tons of character located within Pine Grove. You enter the home from the door off of the 13x22 patio and you find tons of windows and a skylight letting the sun pour in. A brand kitchen has been installed with slow close cabinet doors, quartz counter tops, new SS appliances, and lots of recessed lighting. The kitchen flows nicely into the living room with a sliding glass door that leads you out onto the new 8x14 deck. The first floor has more finished living space off the living room and a fully remodeled half bath. The second floor consists of 2 updated bedrooms with a completely remodeled full bath. The walkout lower level has been finished into nice living space with a closet and a sliding glass door to the outside yard. Freshly painted, new flooring, new lighting, new insulation, and split system provides heat and AC. The Pine Grove Association provides beach access and there is a list to get on for the potential of a future boat mooring spot. Off street parking and a 12x12 outbuilding for storage.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Remodeled,Ceiling Fan | 11.0 x 10.0 | Upper |
Bedroom 2 | Remodeled,Ceiling Fan,Sliders | 20.0 x 15.0 | Lower |
Kitchen | Remodeled,Skylight,Laundry Hookup | 16.0 x 15.0 | Main |
Living Room | Remodeled,Ceiling Fan,Sliders,Laminate Floor | Main | |
Primary Bedroom | Remodeled,Ceiling Fan | 18.0 x 11.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $307,920 | $307,920 | $307,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $301 | $301 | $301 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,101 | $2,047 | $2,640 |
Total Monthly Payment | $2,477 | $2,423 | $3,016 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.