Very rarely available 2 bedroom condo in Simpson Village, a 55 and over community. Open plan, bright and airy one floor living. Thoughtfully designed with beautiful large primary bedroom with stall shower, walk in closet, and double sink vanity. Hardwood floors throughout. Large Guest bedroom with full guest bathroom. Cathedral ceiling and lots of natural light in the open floor plan living room, kitchen and dining area gives the home a bright and cheerful feeling. A gas fireplace for cozy winter evenings. Granite topped counters and island, and a pantry, in the kitchen that looks onto the dining area and living room. Host easily. Huge unfinished basement for all your storage needs. Laundry on main floor. Attached garage with interior access. Lots of parking for guests. Low HOA monthly. Close to all conveniences of restaurants, medical facilities, shopping etc but private too. Gorgeous perennial plantings. Ideal location and condo, stress-free living, all on one level. Best of all worlds! Highest and Best 8/27 at 9pm
Type | Description | Level |
---|---|---|
Bedroom 1 | 9 ft+ Ceilings,Hardwood Floor | Main |
Full Bath | Granite Counters,Full Bath | Main |
Kitchen | Cathedral Ceiling,Granite Counters,Dining Area,Island,Pantry,Hardwood Floor | Main |
Living Room | 9 ft+ Ceilings,Cathedral Ceiling,Balcony/Deck,Gas Log Fireplace,Sliders,Hardwood Floor | Main |
Primary BR Suite | 9 ft+ Ceilings,Stall Shower,Walk-In Closet,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $492 | $492 | $492 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,364 | $3,035 |
Total Monthly Payment | $2,962 | $2,931 | $3,602 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.