1597 REGATTA Drive, Fernandina Beach, FL, 32034 | $1,400,000

Indulge in the epitome of coastal luxury at 1597 Regatta Drive, a meticulously curated masterpiece nestled within the gated community of Golfside South at Summer Beach community. This exceptional residence offers an unparalleled lifestyle, combining the tranquility of golf course living with the allure of Amelia Island's pristine beaches This residence boasts a symphony of recent enhancements, each meticulously chosen to elevate the living experience. From the new roof installed in 2019 to the custom screen porch, complete with a cozy gas fireplace, outdoor living has been redefined. Inside, an array of thoughtful upgrades create an ambiance of refined comfort. The addition of a Renai water heater in the bedroom wing ensures optimal efficiency, while custom interior and exterior Bahama shutters, installed in 2022, add a touch of coastal elegance. A seamless blend of form and function is evident throughout. New carpet in the living and dining rooms, coupled with a refreshed HVAC system in the main living area, creates an inviting atmosphere. The allure is heightened by the exquisite new light fixtures introduced in 2023, casting a warm glow throughout the home. Outdoor living is equally impressive. A newly sodded backyard, combined with the 2024 installation of new pavers for the driveway and walkways, creates a stunning first impression. Fresh paint and custom All About Blinds window shades infuse the interior with a sense of modernity and tranquility. For added peace of mind, a new HVAC system in the bedroom wing and an Eco Water Reverse Osmosis water system have been installed in 2024. This is not merely a house; it's a testament to discerning taste and a commitment to quality. in the main living area, creates an inviting atmosphere. The allure is heightened by the exquisite new light fixtures introduced in 2023, casting a warm glow throughout the home. Outdoor living is equally impressive. A newly sodded backyard, combined with the 2024 installation of new pavers for the driveway and walkways, creates a stunning first impression. Fresh paint and custom All About Blinds window shades infuse the interior with a sense of modernity and tranquility. For added peace of mind, a new HVAC system in the bedroom wing and an Eco Water Reverse Osmosis water system have been installed in 2024. This is not merely a house; it's a testament to discerning taste and a commitment to quality.

Features

  • Bedrooms: 3
  • Baths: 2 full / 2 half
  • Year Built: 1992
  • Garage: 2-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,516
  • HOA Fee: $130 Monthly
  • Appliances: Dishwasher, Dryer, Electric Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer
  • MLS#: 2044011
  • Days on Market: 92 days
  • Website: https://www.raveis.com
    /eprop/2044011/1597regattadrive_fernandinabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1597 REGATTA Drive, Fernandina Beach, FL, 32034

$1,400,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,120,000 $1,120,000 $1,120,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.762% 6.036%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,171 $7,171 $9,834
Total Monthly Payment $7,296 $7,296 $9,959

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.