A SHELTER IN THE STORM! THE 2023 INSTALLED IMPACT RESISTANT WINDOWS AND SLIDERS ADDED STRENGTH AGAIGNST THE WINDS OF RECENT HURRICANES IN THIS WELL-BUILT WITH CONCRETE WALLS CORTEZ VILLAS CONDOMINIUM! This 2BDRM LIVES LIKE A VILLA and is PET FRIENDLY. The REMODELING has added value and enjoyment. In 2023 ENERGY EFFICIENT impact resistant windows and sliders for hurricane protection were installed. Front door replaced in 2019. They bring reassurance, natural light and inviting atmosphere. The spacious kitchen remodeling has elevated designer touches such as the variations of shades in the soothing green glass tile backsplash. It pairs beautifully with gorgeous cabinets highlighted by crystal knobs and quartz countertops. New dishwasher, lights and fans throughout were added. Bathroom has been nicely updated. The easy-living floor plan, with newer and easy to maintain tile floor, offers a seamless flow between living space and creating an atmosphere to entertain guests. The living room/dining room combo brings serving dinners with ease from the kitchen. There is space in kitchen for bistro dining or a moveable island. The office/den can be used for another gathering room for parties or easily transformed to an extra sleeping space. Custom blinds are an added feature and there is plenty of storage including a walk-in closet in primary bedroom. You'll enjoy the ENCLOSED LANAI and community green space as part of your YEAR-ROUND OUTDOOR FLORIDA LIVING! Part of the easy living in the desirable and active 55+ community is the maintenance of the landscaping and buildings by the association. The exterior was painted 2024 and roof replaced 2022. The club house has a library, billiard tables and a small kitchen with room for large get-togethers. The pool is heated for your enjoyment! The small condo fee also pays for your basic cable, internet, water, sewer, trash pickup. Cortez Villas are CONVENIENTLY LOCATED to all your personal needs, close to shopping, restaurants, medical facilities, Robinson's Preserve, GT Bray Park, downtown Bradenton's Riverwalk on the Manatee River. It is a short drive to the soft sand beaches of ANNA MARIA ISLAND to watch the spectacular green flash sunsets! I-75 is a short distance for easy drives to Tampa's airport, trips to Orlando's amusement parks or Miami's nightlife! You'll appreciate being near SRQ airport and Sarasota's arts and entertainment district, plus world class dining/shopping at St. Armands Circle or the UTC mall. LIVE THE FLORIDA LIFESTYLE YOU DESERVE, WITHOUT THE HIGH PRICE! Check out the condo fee-it is half the price as many condo developments!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $281 | $281 | $281 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,144 | $1,143 | $1,475 |
Total Monthly Payment | $1,500 | $1,499 | $1,831 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.