Welcome home to this bond paid, customized Lilac Designer, golf cart garage home in the highly sought out Village of St. James! This one of a kind home boasts tasteful modifications and upgrades that you won’t see in other homes. The exterior has been beautified through landscaping, hardscaping, painted driveway, and front exterior stucco. Upon entering the home you will notice the stone wall with electric fireplace, as well as the large lanai with complete privacy in the back. The primary bedroom is large in size with tray ceilings while the en-suite has a large walk-in closet (8’ x 9’5”), Roman shower, and oversized garden tub. This 3 bedroom 2 bath plus 2 car + golf cart garage has high ceilings, lots of natural light, and an open floor plan as well as a split floor plan. The guest bedrooms are large in size and have built-in shelving in the closets. One guest bedroom has a Murphy bed. The other guest bedroom has a tray ceiling and plantation shutters. There is a pocket door from the foyer separating the two guest bedrooms and guest bath giving your guests the privacy they need. The kitchen features bisque cabinets, osmosis water system in kitchen, pull-outs, beveled counter tops with matching backsplash, can lights, upper & lower lights, dinette, and closet pantry. Both kitchen and living room have sliding glass doors that welcome you to your private lanai with plenty of room for entertaining family and friends. An added bonus is the oversized laundry room with extra storage or an office area. The 2 car + golf cart garage has a mini-split air conditioning unit, a water softener system, pull down attic, flooring in attic and painted concrete floor. Centrally located between Lake Sumter and Brownwood. Also, near grocery stores, restaurants, medical facilities, and shopping. Call today for your private showing!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $387,920 | $387,920 | $387,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,581 | $2,578 | $3,326 |
Total Monthly Payment | $2,851 | $2,848 | $3,596 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.