Country living at its best with such a unique home and property. There is so much to share let's start in the living room with cathedral ceiling a rock fireplace with gas logs and two sets of French doors for access to the 24' long balcony look out towards the pond. Watch the wildlife and relax like never before. The large kitchen/dining room combination has plenty of room for get together with friends and family. The Walkin laundry room and pantry are perfectly located just off the kitchen. Great half bathroom and entry foyer perfect for your guests. The upstairs with inside balcony looking down into the living room and out to the pond is so unique. There are two bedrooms with nice large closets and a lovely bathroom. The basement is a huge room that at this time is being used as a den, so much potential here this could be a great master suite with some changes. For now, it boasts its own fireplace and walks directly out to a concrete slab perfect for a firepit and view of the pond. Now for even more extras, the one car garage and an additional deck are attached and there is a carport that would make an amazing outside area for a covered picnic area. Across the street is a dream with two buildings one is being used at this time as a crafting space and the second is a nearly new huge 3 car building with 220 power and water on the exterior, sitting on a concrete slab. If this isn't enough there is also a second septic tank and water hookup. Check with the county to see what the options could be for this great asset. Pictures and words cannot fully describe this unique home. Priced below Appraised Value. Talk to your Lender about USDA on this home.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $86 | $86 | $86 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,073 | $2,630 |
Total Monthly Payment | $2,236 | $2,234 | $2,791 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.