2 BEDROOM A PLUS DEN POTENTIAL 3RD IN 55+ OAK RUN WITH AMENITIES GALORE! FROM THE MOMENT YOU STEP OUT OF THE CAR YOU WILL SEE HOW THE CURRENT SELLER CARES FOR THE PROPERTY SUCH AS THE WELL MANICURED LANDSCAPING WITH STONE CURBING, ROCK BEDS AND FIELDSTONE WALKWAY. HEAD INSIDE AND WALK THROUGH A FRONT PORCH PERFECT FOR THOSE SUNSETS OR JUST ENJOYING AND RELAXING! UPON ENTERING THE HOME YOU ARE WELCOMED WITH 2015 BAMBOO FLOORS AND A SPACIOUS LIVING ROOM OPENING TO LARGE DINING ROOM WITH SOLAR TUBE FOR NATURAL LIGHTING. TO THE LEFT OF DINING ROOM IS THE KITCHEN WITH NEWLY PAINTED CABINETS, NEW KITCHEN COUNTERTOPS A PLENTY AND NEW STAINLESS STEEL 2023 RANGE HOOD, 2022 RANGE AND 2017 REFRIGERATOR. A LOVELY BUILT IN DESK AS WELL TO KEEP YOU ORGANIZED! UP ABOVE THERE IS CUSTOM RECESSED WOOD AND NEW OVERHEAD LIGHTING! THE KITCHEN HAS A LOOK/SERVE THROUGH TO THE DINING ROOM, THIS HAS A BAR TOP FOR 2 BARSTOOLS FOR ADDITIONAL SEATING WITH PENDANT LIGHT. THE OWNER'S BEDROOM IS OVERSIZED AND HAS BATH WITH NEW BARN DOOR, NEW PAINT, 2015 FLOORING, NEWLY PAINTED VANITY, 2017 LIGHTING, GLASS DOOR SHOWER NEW MIRROR EDGING AND NEW COMFORT TOILET. THE SECOND BEDROOM IS AT THE FRONT OF HOME AND HAS MIRRORED DOUBLE CLOSET SPACE, THE SECOND BATH FEATURES 2017 FLOORING, NEW VANITY WITH STONE TOP AND SLIDING GLASS SHOWER/TUB COMBO. FROM THE DINING ROOM YOU STEP INTO UNDER AIR AND ENCLOSED LANAI WITH STAINED GLASS PICTURE WINDOW AND VAULTED CEILING WITH VIEWS OF POND! THE GARAGE IS A 2 CAR GARAGE WITH STORAGE RACKS, WORK BENCH, AND LAUNDRY AREA. THIS AREA HAS A DOOR THAT LEADS TO THE OUTSIDE LANAI WITH WINDOWS WITH SCREENS. OUTSIDE STEP OUT ONTO STONE PAVER WALKWAY 4 X 14. ON OPPOSITE SIDE OF HOME THERE IS AN STONE 6 X 12 AREA FOR A FIRE PIT OR ADD SOME CHAIRS FOR THOSE QUIET STAR GAZING NIGHTS OVERLOOKING THE POND WITH FOUNTAIN! 2023 30 YEAR ARCHITECTURAL ROOF, 2022 HOT H2O HEATER, 2017 HVAC(A/C), 2023 PANEL LIGHTING, 2019 CEILING FANS, ALL WATER LINES REPLACED, ALL NEW BASEBOARDS, 2018 GARAGE DOOR OPENER, 2023 BREAKER PANEL WITH LIGHTNING SURGE PROTECTOR NO NEIGHBORS BEHIND. SELLER HAS RECENT ROOF INSPECTIONS, WIND MITIGATION AND AND OTHER INSPECTIONS AVAILABLE UPON REQUEST. ALL OF THIS IN THE WONDERFUL OAK RUN WITH HOA AT $129/ MONTH WITH INCLUDES ALL THE AMENITIES, TRASH PICK UP, BASIC CABLE AND SEWER. THIS IS A GOLF COMMUNITY WITH GOLF CARTS ALLOWED, RESTAURANTS, POOLS, FITNESS CENTER AND CLUBHOUSE AND PLENTY OF SPACE TO BE FREE AND LIVE YOUR BEST LIFE!
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $60 | $60 | $60 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,330 | $1,329 | $1,714 |
Total Monthly Payment | $1,465 | $1,464 | $1,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.