Open House Saturday 2-4pm! This property is located in an area eligible for a special grant program through Renasant Bank, offering qualifying buyers 3% toward their down payment or closing costs. Additionally, there is a program available to reduce your interest rate for more affordable monthly payments. Welcome to this impeccably maintained home, a true showcase of meticulous renovation and care, boasting numerous upgrades and thoughtful touches throughout. Positioned on a corner lot, the property greets you with an extended driveway, complemented by a carport for added parking convenience, alongside a one-car garage. . Step inside to discover tastefully tiled flooring, ensuring effortless upkeep and a seamless aesthetic. The home features three bedrooms and two full bathrooms, offering ample space and comfort for the whole family. New Water Heater. The kitchen offers ample cabinet space, providing practical storage solutions for culinary essentials, while a beautiful kitchen raised bar adds both functionality and charm, offering additional seating and serving as a focal point for family gatherings. The residence also offers a screened porch overlooking a lush backyard garden, providing the perfect retreat to enjoy the serenity of nature. Furthermore, a custom-built brick grill adds charm and functionality to the outdoor space, catering to family gatherings and culinary adventures alike. Centrally located for added convenience, this residence offers easy access to amenities and attractions without the burden of HOA restrictions. Experience the epitome of comfortable living and endless possibilities in this stunningly renovated home.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $291,999 | $291,999 | $291,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,941 | $2,462 |
Total Monthly Payment | $2,125 | $2,123 | $2,644 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.