Dist. 2 - Super cute home available with 3 bedrooms and 2 baths - Large lot will allow you to live with no HOA - This vinyl sided home with heat pump, front porch and rear patio sits upon the hill overlooking Lake Blalock - Wrought iron handrails on porch and screen door adding character to the entry - The back yard borders a larger tract of land and has adequate privacy for your outdoor time - The garage / shop, 20'4 x 20'4, was added by current owner and provides a great hobby spot or parking for vehicles - As you enter the front, sizeable den greets you, with cathedral ceiling, open to the dining area with chair railing - Picture window creates natural light in the kitchen - Stainless/black appliances include range, dishwasher and microwave that will convey - Updated light fixtures add to the coziness of this eat in area - Split floor plan with primary bedroom having private bath and large closet plus ample space for king size bed - Down the hall two spare bedrooms, one with a walk in closet, share a 2nd bath -Roof was replaced, new railing on porch, and range installed approx . 2019. Don't miss this one!
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Our Executive Mortgage Banker:
Our Insurance Division:
$229,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $118 | $118 | $118 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,224 | $1,222 | $1,551 |
Total Monthly Payment | $1,417 | $1,415 | $1,744 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.