What a charming home! This UPDATED home features 3 bedrooms with walk-in closets; 2 full bathrooms; a spacious kitchen with a breakfast bar; separate dining room that could also be a home office; interior utility room; & a large, open living room with slider door access to the open patio overlooking the fully fenced backyard. This MOVE IN READY block home with garage is nestled at the end of a cozy cul-de-sac which means no neighbors on one side for you to enjoy the expansive green area (EXTRA YARD WITHOUT THE EXTRA WORK, WOOHOO). You’ll also enjoy vaulted ceilings & the ceramic tile throughout along with the newer AC. This sweet property is the perfect starter home, rental property, or lovely nest for snowbirds. Easy Florida Living just waiting for YOU!
La Joya Cove is a Family-Oriented and Safe, Centrally Located Community in the Heart of West Orlando with Easy Access to Downtown Orlando and the Orlando International Airport with No Thru-Traffic. Just Minutes Away from Local Schools, Essential Shopping and Major Roadways! Seller is accepting FHA/VA offers on this home. Call today. This home will not last!! Affordable HOA is Only $78/Quarter, Just Enough for Easy Payments and to Keep the Community Nice! Sold in As-Is Condition
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $82 | $82 | $82 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,653 | $1,653 | $2,150 |
Total Monthly Payment | $1,810 | $1,810 | $2,307 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.