Paradise Found! Maintenance Free living in this single story Holiday Harbors villa ! Recently renovated, this 2 bedroom, 2 bath open concept villa is located inside the larger beach community of Gulf Harbors. This unit packs a punch with many amenities included in the monthly fee, which making living here stress-free! Fees cover: Cable TV, internet, trash, water, flood insurance, Community Pool, Common Area Taxes, Exterior Maintenance, Grounds maintenance and Pest Control. Sit on your front patio for nightly sunsets, or walk across to the gated and oversized Community Pool. Upon arrival you are greeted with both covered parking and porch leading inside to an open concept kitchen/dining/living room. High vaulted ceilings give breathing room making this 990SF villa live large. Kitchen with breakfast bar is to your right upon entry. To your left, a guest full bathroom with shower/tub combo and a hall linen closet. Next is a newly carpeted 2nd bedroom with a spacious extended closet and ceiling fan. At the back of the home is the owners suite. Light and bright space with lots of windows and entry to the Florida room. The owners suite has a large walk-in closet and an ensuite newly renovated bathroom with walk in shower. There is also a nook for a future 2nd sink or additional storage. Back to main living, the living room offers access to the screened Florida Room. Private laundry facility and included washer/dryer units are located at one end of the room. Back patio access for grilling or taking out your pets. There is also an owners storage closet right in front or your unit. Two assigned parking spaces come with the home, one is under a covered carport. The community is located near the entrance of Gulf Harbors for easy access and quick travel to Tampa, St. Pete or TIA. Many residents golf cart to the private beach club for nightly sunsets, neighborhood BBQs, beach volleyball, corn hole events and more. Restrooms and pavilions have all recently been renovated at the beach club. Truly, the Gulf Harbors Beach is the jewel of this community and has optional membership for only $200/year. Make Holiday Harbors your home and enjoy the ease of maintenance free, Florida living today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $142,800 | $142,800 | $142,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $65 | $65 | $65 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $974 | $949 | $1,215 |
Total Monthly Payment | $1,113 | $1,088 | $1,354 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.